Corporate Debt Restructuring & Repayment Advisory
Assess financial obligations, repayment difficulties, debt exposure and restructuring options.
INSOLVENCY & RESTRUCTURING ADVISORY
Debt & Restructuring Advisory
Resolving Financial Distress. Protecting Stakeholder Interests.
OUR SERVICES FOR DEBT & RESTRUCTURING
Our Debt & Restructuring Advisory Services
From an initial debt assessment to negotiations, documentation and implementation, coordinate the work around your stakeholders and objectives.
Creditor Negotiations & One-Time Settlement Advisory
Support settlement proposals, lender negotiations, compromise documentation and payment arrangements.
Stressed Assets & Financial Distress Assessment
Review contractual defaults, creditor exposure, security arrangements and financial restructuring feasibility.
Loan Refinancing, Security & Guarantee Restructuring
Advise on refinancing, security modification, guarantees, revised covenants and financing structures.
Inter-Creditor Arrangements & Multi-Lender Restructuring
Assist with creditor coordination, priority issues and restructuring frameworks.
Insolvency, Recovery & Resolution Strategy
Evaluate applicable routes, including SARFAESI, DRT, contractual recovery and other resolution options.
KEY BENEFITS
Why Debt & Restructuring Advisory is Necessary
Debt restructuring can help address financial obligations through a negotiated or formal resolution route. The appropriate approach depends on the borrower’s financial position, creditor rights, available security, business viability and applicable law.
Considered for your next chapter.
Clearer understanding of restructuring options
Compare available approaches against the borrower’s financial position and business objectives.
Better creditor negotiations
Prepare for informed discussions with lenders, creditors, investors and other stakeholders.
Protection of security and stakeholder interests
Consider contractual rights, security, guarantees and stakeholder priorities together.
Legally structured settlement documentation
Document agreed terms and implementation steps with appropriate legal review.
Coordinated multi-lender advisory
Bring legal, financial and operational workstreams into a coordinated process.
Support for business continuity
Assess options that may preserve viable operations while addressing debt obligations.
Regulatory and statutory coordination
Identify procedural requirements, approvals and filings relevant to the selected route.
Practical resolution strategy
Develop a documented plan with clear responsibilities, milestones and decision points.
WHO NEEDS THESE SERVICES?
Advice for the stakeholders navigating financial distress
Debt restructuring can help address financial obligations through a negotiated or formal resolution route. The appropriate approach depends on the borrower’s financial position, creditor rights, available security, business viability and applicable law.
- Corporate borrowers
Businesses reviewing repayment obligations, liquidity pressure, defaults or a possible restructuring.
- Banks & NBFCs
Lenders assessing recovery, restructuring, security enforcement and multi-creditor coordination.
- Operational creditors
Suppliers and service providers seeking to understand claims, negotiations and resolution options.
- Investors
Existing or prospective investors evaluating distressed exposures and restructuring proposals.
- Promoters & guarantors
Promoters and guarantors reviewing personal exposure, contractual obligations and resolution choices.
- Asset reconstruction companies
Stakeholders assessing stressed assets, enforcement steps and resolution strategies.
Clarity for what comes next.
COMPARATIVE ANALYSIS
Debt Restructuring vs OTS vs Refinancing vs Insolvency Resolution
A high-level comparison of possible approaches. Eligibility, process and outcomes depend on the facts, creditor rights and current law.
Comparative Analysis — Debt Restructuring Options
| Parameter | Debt Restructuring | One-Time Settlement | Refinancing | Insolvency Resolution |
|---|---|---|---|---|
| Objective | Modify existing repayment terms | Compromise and discharge agreed debt | Replace or reorganise financing | Resolve under the applicable statutory process |
| Creditor consent | Usually required, subject to documents and process | Required from relevant creditor(s) | Required from lenders and finance providers | As provided by the applicable insolvency process |
| Debt treatment | Revised repayment terms | Reduced or agreed settlement amount | Existing debt replaced or modified | As determined through the applicable resolution process |
| Security treatment | May continue or be modified by agreement | As agreed in settlement documents | May be replaced, released or continued | Subject to applicable law and process |
| Key consideration | Feasibility of the revised plan | Ability to meet settlement terms | Availability and cost of new financing | Process eligibility, timelines and outcomes |
Secured and Unsecured Creditors, Borrowers & Guarantors
| Parameter | Secured Creditor | Unsecured Creditor | Corporate Borrower | Guarantor |
|---|---|---|---|---|
| Position | May hold security over specified assets | Claim is not supported by specific security | Primary obligor under the financing documents | May have separate guarantee obligations |
| Key concern | Security value, priority and enforcement | Recovery prospects and ranking | Business continuity and repayment capacity | Scope and extent of guarantee exposure |
| Negotiation focus | Security and repayment arrangements | Payment terms and compromise | Feasible restructuring proposal | Release, modification or settlement terms |
| Legal rights | Contractual and statutory rights | Contractual and statutory rights | Contractual protections and applicable process | Rights and obligations under the guarantee |
| Restructuring focus | Security protection and recovery | Creditor treatment and repayment | Sustainable repayment and operations | Clarity on continuing liability |
This comparison is an overview only and is not a substitute for advice on the specific debt, security and stakeholder position.
DEBT & RESTRUCTURING ADVISORY PROCESS
A structured seven-stage approach
A coordinated process can help clarify the position, align stakeholders and move from assessment to an implementable resolution plan.
- 01
Debt Assessment
Review liabilities, creditor claims, financial position, security and immediate risks.
- 02
Creditor Analysis & Due Diligence
Analyse lender and creditor arrangements, repayment history, defaults and notices.
- 03
Feasibility & Strategy
Evaluate restructuring pathways and the business’s capacity to implement them.
- 04
Creditor Engagement
Prepare proposals and coordinate negotiations with relevant stakeholders.
- 05
Documentation
Draft and review restructuring, settlement, security and related documents.
- 06
Approvals & Implementation
Coordinate required approvals, consents, filings and implementation steps.
- 07
Monitoring
Track ongoing obligations, milestones, reporting and compliance requirements.
DOCUMENTS & REQUIREMENTS
Documents Required (Illustrative)
The information required varies by debt profile, lender, security package and proposed resolution route.
- Incorporation records, constitutional documents and current corporate details
- Financial statements, management accounts, cash-flow forecasts and business plans
- Loan, facility, security, guarantee and inter-creditor documents
- Repayment schedules, account statements, defaults and lender correspondence
- Details of assets, charges, collateral, valuations and existing encumbrances
- Creditor lists, claims, litigation, recovery proceedings and statutory notices
- Board and shareholder approvals, authorisations and proposed restructuring terms
- Relevant tax, regulatory and operational information for the proposed plan
PROFESSIONAL FEES (INDICATIVE)
Fees aligned to the scope of support
Professional fees depend on the debt profile, number of stakeholders, proceedings and required deliverables. A written scope and fee proposal can be provided after an initial assessment.
Debt Review & Strategy
On request- Initial debt and document review
- Creditor and security overview
- Restructuring options discussion
- Recommended next steps
Restructuring & Implementation
Scope-based- Restructuring strategy and proposal
- Creditor negotiation support
- Documentation and approval coordination
- Implementation and compliance support
Customised Quote
For complex ownership, activity-specific permissions, foreign participation or tailored requirements.
Get a QuoteGovernment charges, applicable taxes and third-party costs are confirmed separately as part of the proposed scope.
FREQUENTLY ASKED QUESTIONS
Browse all FAQs A few useful answers
Answers to common questions about debt restructuring, negotiations and resolution options.
What is debt restructuring?
How is restructuring different from a one-time settlement?
Can a company restructure loans from multiple lenders?
When should a business seek restructuring advice?
Does debt restructuring stop recovery or enforcement action?
What documents are needed for an initial assessment?
How long does a restructuring take?
How are advisory fees determined?
TESTIMONIALS
Clear advice. Practical direction.
Perspectives shared with permission by clients of our advisory teams.
Astronis Global brought clarity and commercial focus to a complex restructuring exercise. Their advice was practical, timely and easy for our leadership team to act on.
The team understood our regulatory requirements quickly and helped us move forward with confidence. We valued their responsiveness and disciplined follow-through.
Astronis Global provided dependable support across multiple registrations and approvals. Their communication was clear, structured and consistently professional.
INSIGHTS & EVENTS
View all insights Latest Articles, Updates and Events
KNOWLEDGE CENTRE
Guides, checklists and templates
Practical material to help organise financial, creditor and restructuring information for an initial review.
YOUR NEXT CHAPTER STARTS HERE
Facing Financial Distress? Plan Your Next Step.
Discuss your financial position, stakeholder priorities and possible restructuring routes with our advisory team.
Schedule a Debt Restructuring Consultation