PFRDA framework
Map the regulatory position to the entity's specific pension-sector role.
CONSUMER REGULATORY SERVICES SERVICES
Pension Fund Regulatory Advisory
Understand the regulatory responsibilities that apply to pension, retirement and National Pension System participants.
Registration pathways
Coordinate eligibility and application workstreams for regulated participants.
Governance and oversight
Consider fiduciary, operational and reporting responsibilities.
Ongoing compliance
Organise recurring obligations, disclosures and regulator-facing records.
SERVICE OVERVIEW
Pension regulation depends on the participant's role
An informed regulatory plan starts with the facts of your product, activity and operating model.
The pension ecosystem includes pension funds, points of presence, recordkeeping and service providers, intermediaries, trustees and other participants. Each role can carry distinct eligibility, governance, operational and reporting requirements.
Astronis helps assess the proposed activity and coordinate the regulatory workstream with business and compliance teams. Investment, actuarial and fiduciary decisions require appropriately qualified professionals and the relevant governing bodies.
OUR SERVICES
How we support pension fund
A coordinated set of regulatory workstreams, tailored to the activity, evidence and outcomes you need to address.
Regulatory role assessment
Map the proposed pension-sector activity and relevant participant category.
Registration and authorisation
Coordinate eligibility review, application materials and authority interactions.
Governance and policies
Organise governance, risk, operational and disclosure documentation.
Compliance and change support
Track periodic obligations, regulatory updates and changes in business activity.
REGULATORY LANDSCAPE
Know the framework behind each decision.
Pension-sector rules are role-specific and may be amended. Confirm current regulations, registration criteria and directions for the proposed activity.
Talk to our regulatory teamKEY LAWS & FRAMEWORKS
A considered view of pension fund regulatory advisory
The specific rules, notifications and authority directions should be confirmed for each matter.
PFRDA Act, 2013
The statutory framework establishing PFRDA and its role in regulating pension funds.
PFRDA regulations and directions
Separate regulations and directions govern different intermediaries and participants.
National Pension System framework
NPS-related requirements depend on the entity's role, scheme and current rules.
Governance and reporting requirements
Applicable controls, disclosures and returns should be mapped to the regulated activity.
WHO WE ASSIST
Support shaped around your role
We work with organisations and stakeholders navigating pension fund regulatory advisory questions at different stages of operation.
Pension funds
Entities establishing or operating a pension fund business.
NPS intermediaries
Points of presence and other registered or recognised ecosystem participants.
Financial institutions
Banks, insurers and asset managers assessing pension-sector participation.
Employers and sponsors
Organisations reviewing retirement-benefit and pension arrangements.
OUR APPROACH
A clear process from assessment to follow-through
Each engagement is scoped to the relevant activity, available records and decision milestones.
- 01
Define the proposed role
Document the entity, services, customer journey and operational responsibilities.
- 02
Map the regulatory category
Identify applicable PFRDA rules, eligibility and registration questions.
- 03
Review governance readiness
Organise ownership, policies, controls and responsible personnel information.
- 04
Coordinate the application
Prepare supporting records and track authority queries and decisions.
- 05
Establish compliance ownership
Set calendars, reporting responsibilities and change-review procedures.
KEY CONSIDERATIONS
Plan for the details that shape compliance
Addressing these points early can help reduce avoidable delays and keep responsibilities clear.
The regulatory role defines scope
Similar commercial services can fall under different participant categories.
Governance is part of readiness
Policies, controls and responsible personnel may be assessed alongside eligibility.
Participant duties differ
Do not assume another NPS entity's obligations apply identically.
Ongoing oversight matters
Registration can bring recurring reporting and operational responsibilities.
SERVICE-SPECIFIC VIEW
Pension-sector roles require distinct assessments
Use this high-level guide to organise the initial review. Applicability depends on the facts and current requirements.
| Participant type | Regulatory focus | Readiness evidence |
|---|---|---|
| Pension fund | Registration, governance and scheme operations | Ownership, policies, systems and personnel |
| Point of presence | Registration and subscriber-facing responsibilities | Service process, controls and disclosures |
| Service provider | Role-specific recognition and operating conditions | Capabilities, agreements and control framework |
| Employer or sponsor | Applicable pension and workplace arrangements | Plan documentation and contribution processes |
This summary is for general information and does not replace advice on a specific product, project or regulatory matter.
INSIGHTS & RESOURCES
Explore all insights Keep informed as requirements evolve
Explore further information and discuss how current regulatory developments may affect your organisation.
INSIGHTS
Regulatory updates and perspectives
Read the latest commentary and updates from Astronis Global.
Explore insights KNOWLEDGE CENTREGuidance for regulatory decisions
Browse information to help frame your next compliance question.
Visit knowledge centre BUSINESS GUIDESPractical resources for your team
Explore available guides and identify the right next step for your business.
Browse business guidesFREQUENTLY ASKED QUESTIONS
Have another question? Contact us Pension Fund Regulatory Advisory: common questions
Answers to help you frame an initial conversation. The applicable position should be confirmed for your circumstances.
Does PFRDA regulate every retirement product?
No. Regulatory responsibility depends on the product and activity. Identify the specific arrangement and applicable regulator before relying on a general pension-sector description.
Can an existing financial institution enter the NPS ecosystem?
Potentially, depending on the intended role, eligibility and current PFRDA requirements. A role-specific assessment is needed.
What should an applicant prepare?
Typical preparation includes entity and ownership information, proposed services, governance documents, systems and personnel details. Exact requirements depend on the category and current process.
Are registration timelines fixed?
Processing depends on the applicable route, completeness of materials and authority review. A specific timeline should not be assumed without checking current requirements.
LET'S DISCUSS YOUR REQUIREMENTS
Move forward with a clearer regulatory plan.
Tell us about your organisation, activity and the regulatory question you need to address.
TESTIMONIALS
Clear advice. Practical direction.
Perspectives shared with permission by clients of our advisory teams.
Astronis Global brought clarity and commercial focus to a complex restructuring exercise. Their advice was practical, timely and easy for our leadership team to act on.
The team understood our regulatory requirements quickly and helped us move forward with confidence. We valued their responsiveness and disciplined follow-through.
Astronis Global provided dependable support across multiple registrations and approvals. Their communication was clear, structured and consistently professional.